Schemes

Rate of interest on Deposits

A91 Days TO 1 Year 7%
B13 Months to 3 Years8%
cAbove 3 Years to 5 Years7%

Members are paid patronage refund every year thereby increasing interest rate on fixed deposits by 0.4% to 1%.

Rates of Recurring Deposits

1 Year to 5 Years8%

Deposit Mobilisation Quarter (from April 2024 to June 2024)

A91 Days TO 1 Year 7.5%
B13 Months to 3 Years8.5%
cAbove 3 Years to 5 Years7.5%

Members are paid patronage refund every year thereby increasing interest rate on fixed deposits by 0.4% to 1%.

Rate of interest on Loans

APersonal Loan9.5%
BHousing Loan (Property Mortgaged)9.0%
CVehicle Loan (2 & 4-Wheeler)8.5%

Members are paid patronage refund every year thereby reducing interest rate on loans by 0.4% to 1%.

Lakhpati Yojana

DEPOSIT AMOUNT PER MONTH FOR 01 YEARGUARANTED MATURITY AMOUNT AT THE END OF 12 MONTHSDEPOSIT AMOUNT PER MONTH FOR 02 YEARGUARANTED MATURITY AMOUNT AT THE END OF 24 MONTHS
RS. 7,989/-RS. 1,00,097/-RS. 3,839/-RS. 1,00,165/-
RS. 15,969/-RS. 2,00,081/-RS. 7,669/-RS. 2,00,095/-
RS. 23,949/-RS. 3,00,064/-RS. 11,499/-RS. 3,00,025/-